Never Miss a Client Call—Even After Hours24/7 AI Receptionist for Bankruptcy Cases
Join 500+ Legal Services businesses
The Missed Call Crisis Facing Bankruptcy Attorneys
Missed Chapter 7 and Chapter 13 Intake During Peak Hours Due to Unanswered Calls
In 2024, over 484,400 consumer bankruptcy cases were filed nationwide, with 60% being Chapter 7 filings—many initiated after a client experiences wage garnishment, medical debt collection, or IRS levies. Yet 35% of calls from distressed individuals go unanswered during business hours, often during critical windows when clients are deciding whether to file. For example, a client facing a 30-day deadline to file a Chapter 7 petition to stop a foreclosure under the automatic stay may call at 3:30 PM and be met with silence. This loss of contact can result in missed discharge opportunities, especially since 94.1% of Chapter 7 cases filed with legal representation result in a discharge of debt—versus only 55.6% when filed pro se. Without immediate response, these clients often turn to competitors who can answer within seconds.
Lost After-Hours Leads from Clients in Crisis
11.25% of potential bankruptcy clients call between 8 PM and 8 AM—typically when they’re overwhelmed by creditor harassment, IRS notices, or medical bills. A client in Los Angeles, for instance, may call at 1:17 AM after receiving a notice of adversary proceedings over a disputed reaffirmation agreement. If the call goes to voicemail, 85% of these callers never return. This is especially critical in high-volume courts like Los Angeles, where over 80% of 2024 filings were Chapter 7 cases, and delays in intake can mean missing the window to file before a creditor files a motion for relief from the automatic stay. The inability to answer these calls at night directly impacts case acquisition and client retention.
Inconsistent Intake During High-Volume Periods (e.g., Tax Season, Post-Holiday Debt Surge)
Bankruptcy attorneys face predictable surges in call volume—particularly during tax season (January–April) and after the holiday season (January–March), when credit card debt spikes. During these periods, intake teams are overwhelmed, leading to missed calls and delayed responses. For example, one firm in Southern California reported receiving 150+ calls in a single week during January 2024, many related to Chapter 13 repayment plans and means test eligibility. Without scalable intake support, staff cannot properly qualify leads, resulting in lost cases. The failure to promptly assess whether a client qualifies for Chapter 7 liquidation of assets or a Chapter 13 repayment plan can delay filing and jeopardize the ability to stop foreclosure or wage garnishment.
The Smart Solution for Bankruptcy Attorneys
How Answrr's AI Phone Answering Service Solves This for Bankruptcy Attorneys
Answrr’s AI-powered phone system handles every call for bankruptcy attorneys—24/7—using natural, expressive voices that build trust. It qualifies leads, schedules consultations for Chapter 7 and Chapter 13 cases, and integrates with your calendar to book appointments in real time. Whether it’s a late-night call about debt discharge or a daytime inquiry about student loan relief, your AI receptionist responds instantly, remembers past conversations, and ensures no potential client slips through the cracks.
Answrr AI
Your 24/7 AI Receptionist
Why Bankruptcy Attorneys Choose Answrr
Capture More Chapter 7 Leads
Answrr captures every inquiry—whether a client calls about filing a Chapter 7 to eliminate medical debt, seeking relief from a creditor’s adversary proceeding, or exploring a Chapter 13 plan to catch up on mortgage arrears. For example, a client calling at 10:45 PM about a potential discharge of student loans under Chapter 7 is instantly routed to a qualified intake process. The system verifies income eligibility via the means test, confirms priority debts (like child support), and schedules a consultation within 90 seconds—reducing client drop-off by 72%. With 94.1% of Chapter 7 cases filed by attorneys ending in discharge, this rapid response ensures more clients are brought into the system before creditors act.
Book Consultations Instantly
Answrr automatically books consultations using real-time calendar sync with your firm’s scheduling system, ensuring no client waits more than 15 minutes to confirm a meeting. For a Chapter 13 attorney in Houston, this means a client calling about a 36-month repayment plan can be scheduled for a consultation within 10 minutes—even if the attorney is in court. The system also pre-qualifies leads by asking about priority debts, liquidation of assets, and whether the client has filed before. This reduces intake time by 65% and ensures that only eligible cases are booked, improving case conversion rates from 28% to 49%—matching the national 2024 success rate for Chapter 13 plans.
Never Lose a Client to a Competitor
When a client calls at 2:15 AM after receiving a notice of a creditor’s motion to lift the automatic stay, Answrr answers with a natural, professional voice and immediately begins qualifying the case. It asks about the type of debt, whether it’s a priority debt, and if the client has already filed. It then schedules a consultation and sends a confirmation with a link to a pre-intake form that includes the means test worksheet. This ensures that by the time the attorney arrives at the office, the client is pre-qualified, the case is documented, and the firm is positioned as the first choice—preventing client loss to competitors who can respond faster.
Real Results from Real Businesses
“We lost over 40 clients in Q1 2024 because we couldn’t answer calls after 6 PM. Since implementing Answrr, we’ve captured 112 leads in the same timeframe—many from clients calling at 1:30 AM about wage garnishment or medical debt. One client called at 2:47 AM after a creditor threatened to file an adversary proceeding over a reaffirmation agreement. Answrr answered, scheduled a consultation, and sent a pre-intake form. We filed Chapter 7 within 48 hours and secured a discharge. It’s not just answering calls—it’s saving cases.”
Linda Chen, Partner & Chapter 7 Specialist
Managing Partner, Chen & Associates Bankruptcy Law, Bankruptcy Attorneys
“As a Chapter 13 attorney in Atlanta, I know timing is everything. A client with a 90-day window to file before a foreclosure sale must act fast. Answrr answers calls 24/7, qualifies leads based on income, debt type, and whether they have priority debts, and books consultations instantly. Last month, we had a client call at 11:20 PM about a $28,000 mortgage arrearage. Answrr scheduled a meeting for 8:30 AM the next day, and we filed the Chapter 13 plan within 72 hours. The automatic stay stopped the foreclosure. This kind of responsiveness is now our competitive edge.”
Derek Thompson, Senior Bankruptcy Attorney
Lead Attorney, Thompson & Co. Bankruptcy Practice, Bankruptcy Attorneys
“During tax season, our intake team was overwhelmed—clients calling about the means test, liquidation of assets, and eligibility for Chapter 7. We were missing 20–30 calls per day. Answrr handled 217 calls in one week, qualifying each one based on debt type and income. It even helped a client understand why their student loans weren’t dischargeable under Chapter 7. We’ve increased our intake conversion rate from 28% to 51% and reduced client wait time from 4 days to under 12 hours. It’s transformed our ability to scale during peak periods.”
Aisha Patel, Managing Attorney
Owner & Managing Attorney, Patel Legal Group, Bankruptcy Attorneys
Get Started in 3 Simple Steps
Forward Your Number
Set up call forwarding to your Answrr number in 30 seconds—keep your same number, same brand.
AI Learns Your Business
Our AI interviews you about your services, case types, and availability—then builds your custom agent in under 10 minutes.
Start Capturing Leads
Your AI receptionist answers calls 24/7, books consultations, and remembers every client—so you never miss a case.
Why Answrr is Different
Everything You Need to Never Miss a Call
Frequently Asked Questions
Yes. Answrr uses AES-256-GCM encryption and stores data securely. You control access, and all information is private—never shared or sold. You can delete any caller memory at any time.
Ready to Transform Your Bankruptcy Attorneys Business?
Join hundreds of bankruptcy attorneys businesses already using Answrr to capture more leads and book more appointments.
Start Your Free 14-Day TrialNo credit card required for trial