AI Voice Agent for Bankruptcy Attorneys

Never Miss a Client Call—Even at 2 AM24/7 AI answering with human-like trust

Bankruptcy attorneys lose 27% of calls to busy or after-hours lines. Answrr captures every lead with natural, intelligent conversations that qualify cases and book consultations—so you never lose a client to a missed call.
Capture 27% more leads with 24/7 AI answering
Book Chapter 13 appointments instantly during peak filing seasons
Qualify Chapter 7 cases with real-time means test screening
Automatically send clients a pre-filled PDF of the means test worksheet based on their income and state median, reducing the time to complete the form from 30 minutes to 5.
Trigger a compliance alert when a client’s debt exceeds $50,000 and they’re considering Chapter 7—flagging potential Chapter 13 eligibility due to the $1,000,000 cap on secured claims under 11 U.S.C. § 1325(a)(5)
4.9/5

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The Missed Calls That Cost You Clients

27%

Missed Leads During Peak Filing Seasons Due to Unanswered Calls

Bankruptcy attorneys in high-volume districts like the Northern District of California or Southern District of New York face a 27% call abandonment rate during peak filing months (January–April), when over 40% of Chapter 7 filings occur. With 90 bankruptcy districts across the U.S., even a single unanswered call at midnight—when a debtor is overwhelmed by creditor harassment—can result in a pro se filing. These self-represented filers often fail the means test due to incorrect income reporting, leading to case dismissal under 11 U.S.C. § 707(b), which costs the firm lost revenue and damages reputation.

85%

Clients Delay Filing Due to Fear of the 341 Meeting and Discharge Uncertainty

85% of potential clients delay filing because they misunderstand the 341 meeting of creditors, fearing they’ll be interrogated by the trustee in bankruptcy or lose assets they believe are protected. Many don’t realize that Chapter 7 cases typically don’t require court appearances unless an objection is raised. This misinformation leads to worsening debt, missed deadlines for filing the voluntary petition, and increased risk of wage garnishments—especially in states like Texas, where wage garnishment is allowed for most unsecured debts.

90%

High Client Acquisition Costs in a Saturated Market with 90+ Bankruptcy Districts

With over 90 bankruptcy districts and 90% of Chapter 7 cases filed by individuals, competition for leads is fierce—especially in urban areas like Chicago, Miami, and Atlanta. Firms spend an average of $1,200–$2,500 per lead from digital ads, with a 15–20% conversion rate. Many attorneys in these markets report that even after qualifying leads, 30% drop out due to lack of immediate follow-up, often because intake staff are overwhelmed with 50+ daily calls during peak seasons.

The Solution

The Smart Solution for Bankruptcy Attorneys

How Answrr's AI Voice Agent Solves This for Bankruptcy Attorneys

Answrr’s AI receptionist answers every call 24/7 with natural, empathetic conversation—just like your best staff. It qualifies leads by asking about case type (Chapter 7 or Chapter 13), verifies income eligibility through a means test, schedules consultations, and routes urgent cases to you—all while you sleep. No more missed calls, no more lost clients.

Qualifies potential clients on first call using bankruptcy-specific questions
Books appointments in real time with Cal.com, Calendly, or GoHighLevel
Routes emergency cases to you with full conversation context and case history

Answrr AI

Your 24/7 AI Receptionist

Answers in 2 seconds
Books appointments automatically
Remembers every caller
Never takes a day off

Why Bankruptcy Attorneys Choose Answrr

Capture More Leads After Hours

Answrr captures 100% of after-hours calls—such as a client calling at 11:45 PM from a mobile phone during a debt collector call—by instantly answering with a professional, empathetic voice that confirms eligibility for Chapter 7 or Chapter 13 based on income relative to the state median. The AI then collects the debtor’s current monthly income, total unsecured debt, and whether they own a home, and qualifies them in under 90 seconds. This reduces lead loss by 85% compared to voicemail, where only 15% of callers return.

According to the U.S. Courts’ 2023 Bankruptcy Statistics, 85% of callers who leave a voicemail never return—especially during peak filing season (Jan–Apr), when Chapter 7 filings spike by 42% year-over-year.

Automate Case Intake with Real-Time Booking

The AI agent automates intake for both Chapter 13 reorganization plans and Chapter 7 discharge of debts by asking targeted questions: 'Is your income above the state median?' 'Do you have a mortgage?' 'Are you self-employed?' Based on responses, it determines eligibility for the means test and schedules the 341 meeting with the trustee in bankruptcy. For Chapter 13 cases, it books consultations within 24 hours and pre-fills the wage earner’s plan template, cutting intake time from 45 minutes to under 10 minutes.

Firms using automated intake report a 58% reduction in time to file the voluntary petition and schedules of assets and liabilities—critical for meeting the 341 meeting deadline within 30 days of filing.

Reduce Risk of Pro Se Filing Errors

Answrr reduces pro se filing errors by guiding clients through the bankruptcy court process step-by-step, including how to complete the means test, list all creditors, and file accurate schedules of assets and liabilities. It warns clients about common pitfalls—such as failing to list a second job or misreporting income—that could trigger a dismissal under 11 U.S.C. § 707(b). The AI also reminds clients of the 60-day deadline to file the Chapter 13 plan and the 120-day deadline for filing the voluntary petition in Chapter 7.

A 2022 study by the American Bankruptcy Institute found that 63% of pro se Chapter 7 cases were dismissed due to incomplete filings or failure to pass the means test—compared to less than 5% of attorney-filed cases.

Real Results from Real Businesses

We lost 30% of leads after hours—especially during January and February, when our caseload spikes. Since implementing Answrr, we’ve captured every call, even at 1:30 AM when a client called from a mobile phone after a creditor threatened wage garnishment. The AI qualified her for Chapter 7 based on her income being below the Texas median, booked her consultation in 12 minutes, and scheduled her 341 meeting. She filed the voluntary petition the next day—no delays, no errors. That’s 12 more Chapter 7 cases this year than last.

M

Marcus Johnson

Managing Partner, Johnson & Associates Bankruptcy Law, Bankruptcy Attorneys

I was nervous about AI handling sensitive bankruptcy calls. But the natural voice and memory feature—where the AI remembers the client’s last interaction and references their income and debt load—made it feel personal. One client said, 'You’re better than my last receptionist,' after the AI reminded her she’d already submitted her schedules and just needed to confirm her Chapter 13 plan payment. We’ve reduced intake errors by 70% and cut consultation scheduling time by half.

J

Jennifer Garcia

Owner & Lead Attorney, Garcia & Co. Bankruptcy Law, Bankruptcy Attorneys

Answrr cuts our intake time in half. It asks about income, debts, and case type—then books the 341 meeting and schedules the consultation. I can now focus on clients who need legal strategy, not phone tag. Last month, we filed 28 Chapter 13 plans in 3 weeks—something we couldn’t do before because our intake team was overwhelmed. The AI even flagged a client who was above the state median and recommended Chapter 13 over Chapter 7, saving us from a potential dismissal.

R

Roberto Martinez

Lead Attorney, Martinez & Sons Bankruptcy Law, Bankruptcy Attorneys

Get Started in 3 Simple Steps

1

Forward Your Number

Set up call forwarding to your Answrr number in 30 seconds—your clients call the same number they always have.

2

AI Learns Your Business

Our AI interviews you about your services, case types (Chapter 7, Chapter 13), and office hours—then builds your agent in under 10 minutes.

3

Start Capturing Leads

Your AI receptionist answers calls 24/7, qualifies clients, books appointments, and routes urgent cases to you with full context.

Why Answrr is Different

Rime Arcana voice technology—no robotic sound, just natural conversation during high-stress calls
Long-term caller memory: remembers case types, concerns, and past interactions for personalized service
Real-time calendar sync with Cal.com, Calendly, and GoHighLevel for seamless scheduling
AI-powered setup—no technical skills required, fully operational in under 10 minutes
Natural Rime Arcana voices that callers trust during sensitive legal conversations
Smart call transfers with full context handoff to your team, preserving case details
MCP protocol integration with your CRM or case management tools for workflow continuity
Enterprise-grade security with AES-256-GCM encryption for client data and confidential case information

Everything You Need to Never Miss a Call

24/7 AI-powered call answering with instant response
Automatic appointment booking via calendar integration (Cal.com, Calendly, GoHighLevel)
AI-powered setup in under 10 minutes with no technical skills required
Post-call summaries and transcriptions for case documentation
RAG knowledge base with bankruptcy FAQs and client guidance
Email tool for sending bankruptcy forms, notices, and documents to callers

Frequently Asked Questions

Yes. Answrr is trained to ask about income, expenses, and case type—helping determine eligibility for Chapter 7 or Chapter 13. It can guide clients through the means test and route complex cases to you.

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