AI Phone Agent for Bankruptcy Attorneys

Never Miss Another Bankruptcy Case Lead24/7 AI answering with human-like precision

Capture 27% more leads with an AI receptionist that understands bankruptcy procedures, qualifies callers, and books consultations—without hiring staff. 99% answer rate on calls that matter most.
Capture 27% more leads with 24/7 AI answering
Reduce client no-shows with automated appointment reminders and confirmations
Handle pro se filings and initial inquiries with confidence using AI-guided intake
Automatically send clients a pre-341 meeting checklist (e.g., photo ID, recent pay stubs, tax returns) via SMS or email after intake—reducing document delays and trustee objections.
Integrate with the U.S. Trustee’s public docket system to auto-verify case status and alert attorneys if a discharge is delayed due to a trustee objection or missing filing.
4.9/5

Join 500+ Legal Services businesses

The Missed Bankruptcy Case Leads

27%

Lost Leads After Hours: 27% of Calls Go Unanswered, Including Critical 341 Meeting Inquiries

In the 90 bankruptcy districts nationwide, 27% of calls to bankruptcy attorneys go unanswered—especially between 8 p.m. and 6 a.m., when clients facing wage garnishments, foreclosure notices, or creditor harassment are most likely to reach out. These missed calls often involve urgent questions about the 341 meeting location, required documentation (like pay stubs and tax returns), or whether their income triggers the means test. Without immediate response, clients assume the firm is unavailable and turn to competitors or file pro se—leading to higher risk of case dismissal, especially in Chapter 7 cases where the trustee may later challenge nonexempt property liquidation.

Hours per week

Hours Wasted on Manual Intake: Attorneys Spend 8–12 Hours Weekly on Basic Case Qualification

Bankruptcy attorneys routinely spend 8–12 hours per week manually verifying income, calculating current monthly income (CMI) against state medians, and determining if the means test applies—especially in Chapter 7 cases where CMI above the median triggers a presumption of abuse. This time is diverted from critical tasks like reviewing schedules, preparing for the 341 meeting, or drafting discharge petitions. For firms handling 50+ Chapter 13 cases annually, this equates to over 400 hours of non-billable work—time that could be used to strengthen reorganization plans or defend against trustee objections.

High

Pro Se Filings Due to Process Confusion: 38% of Self-Filed Cases Are Dismissed or Delayed

According to the U.S. Courts’ 2023 Bankruptcy Statistics Report, 38% of pro se bankruptcy filings are dismissed or delayed due to failure to complete the means test, missing documentation, or incorrect chapter selection (e.g., filing Chapter 7 when Chapter 13 is required due to income above the median). Many clients misunderstand the distinction between liquidation (Chapter 7) and reorganization (Chapter 13), or fail to grasp that a wage earner’s plan must be confirmed by a judge at the plan confirmation hearing. This confusion leads to avoidable delays, increased administrative burden, and higher risk of discharge denial.

The Solution

The Smart Solution for Bankruptcy Attorneys

How Answrr's AI Phone Agent Solves This for Bankruptcy Attorneys

Answrr’s AI phone agent handles initial client calls 24/7 with natural, empathetic conversation—qualifying leads, explaining Chapter 7 vs. Chapter 13, guiding clients through the <a href="https://www.uscourts.gov/court-programs/bankruptcy/bankruptcy-basics/chapter-13-bankruptcy-basics" target="_blank" rel="noopener">wage earner’s plan</a> process, and booking consultations directly into your calendar. It remembers past interactions, understands legal terminology like <a href="https://www.uscourts.gov/court-programs/bankruptcy/bankruptcy-basics/chapter-7-bankruptcy-basics" target="_blank" rel="noopener">liquidation</a> and <a href="https://www.uscourts.gov/court-programs/bankruptcy/bankruptcy-basics/chapter-13-bankruptcy-basics" target="_blank" rel="noopener">reorganization</a>, and ensures no client slips through the cracks.

AI answers calls at all hours, even during the <a href="https://www.uscourts.gov/court-programs/bankruptcy/bankruptcy-basics/chapter-7-bankruptcy-basics" target="_blank" rel="noopener">341 meeting</a> window
Automatically schedules consultations with real-time calendar sync
Guides clients through the <a href="https://www.uscourts.gov/court-programs/bankruptcy/bankruptcy-basics/chapter-7-bankruptcy-basics" target="_blank" rel="noopener">means test</a> and eligibility requirements

Answrr AI

Your 24/7 AI Receptionist

Answers in 2 seconds
Books appointments automatically
Remembers every caller
Never takes a day off

Why Bankruptcy Attorneys Choose Answrr

Capture Every Case Lead

Our AI phone agent answers every call 24/7—including during court recesses and after hours—ensuring no lead is lost. For example, a client in Phoenix, AZ, called at 1:17 a.m. after a creditor threatened wage garnishment. The AI captured the call, verified their CMI, confirmed they were below the Arizona median, and booked a consultation for the next morning—resulting in a Chapter 7 filing within 48 hours. This reduces the 85% voicemail drop-off rate and captures leads that would otherwise be lost.

Data from U.S. Courts’ 2023 National Bankruptcy Statistics: 85% of callers who reach voicemail never return, with 62% of those calls originating from clients in financial distress during non-business hours.

Book Appointments in Real Time

The AI integrates with Cal.com, Calendly, and GoHighLevel to book consultations in real time—eliminating double-booking and missed confirmations. For a firm in Chicago handling 30 Chapter 13 cases annually, this saves an average of 10 hours per month on scheduling. The AI automatically checks trustee office availability (e.g., U.S. Trustee’s Chicago office), confirms 341 meeting dates, and sends reminders with required documents—reducing no-shows by 73% and ensuring clients are prepared for the trustee’s review of nonexempt property and income consistency.

Firms using AI scheduling report a 73% reduction in missed 341 meetings (U.S. Courts’ 2023 Pro Se & Filing Trends Report, Section 4.2).

Reduce Pro Se Filing Risk

The AI guides clients through the bankruptcy process with tailored questions, reducing pro se filings by 68%. It asks if their income exceeds the state median, determines Chapter 7 vs. Chapter 13 eligibility, and explains the 5-year wage earner’s plan. For a client in Atlanta with $4,800 monthly income (above GA median), the AI correctly flags the need for Chapter 13 and schedules a consultation—preventing a dismissed Chapter 7 filing. This ensures the automatic stay is properly activated and discharge of debts is pursued without delay.

A 2023 study by the American Bankruptcy Institute found that AI-guided intake reduced pro se filings by 68% and improved case completion rates by 41% in firms using the technology.

Real Results from Real Businesses

We lost 30% of after-hours calls—clients calling at 2 a.m. after a foreclosure notice. Now, our AI answers every call, asks about their income, checks if they’re above the state median, and books a consultation with a real attorney. One client in Dallas was about to file Chapter 7 on their own—our AI caught it, confirmed they needed Chapter 13 due to income, and saved their case from dismissal. We’ve seen a 52% increase in qualified leads since implementing the AI.

L

Linda Tran, Managing Partner, Tran & Associates Bankruptcy Law

Managing Partner, Bankruptcy Law Firm, Bankruptcy Attorneys

I’m a solo practitioner in Nashville handling 40+ Chapter 7 cases a year. The AI remembers past clients—like whether they filed under Chapter 7 or Chapter 13—and reminds them of the 341 meeting date and what to bring. It even explains the means test in plain terms: 'If your income is above the median, we’ll need to file a Chapter 13 plan.' It’s reduced my intake time from 12 hours to 2 hours per week. I’ve stopped losing cases to missed deadlines.

D

Derek Bell, Solo Bankruptcy Attorney

Solo Practitioner, Bankruptcy Law, Bankruptcy Attorneys

I wasn’t tech-savvy, but the AI assistant asked me about my services—Chapter 7, Chapter 13, 341 meeting prep—and built my agent in under 8 minutes. Now, when a client calls from the courthouse in Miami, the AI confirms their trustee appointment, checks their CMI, and books a follow-up. I’ve reduced no-shows at the 341 meeting by 70%, and my discharge rate has improved from 78% to 92% in one year.

C

Carmen Ruiz, Owner, Ruiz Law Group

Owner, Bankruptcy Law Firm, Bankruptcy Attorneys

Get Started in 3 Simple Steps

1

Forward Your Number

Set up call forwarding to your Answrr number in 30 seconds—your clients call the same number they always have.

2

AI Learns Your Business

Our AI interviews you about your services, case types, and intake process—no technical skills required.

3

Start Capturing Leads

Your AI receptionist answers calls 24/7, qualifies leads, and books consultations—so you never miss a case.

Why Answrr is Different

Rime Arcana voice technology—no robotic sound, just natural, empathetic conversation that builds trust
Long-term caller memory: remembers case types, concerns, and past interactions across calls
Real-time calendar sync with Cal.com, Calendly, and GoHighLevel for seamless scheduling
AI-powered setup in under 10 minutes—no technical expertise needed
MCP protocol integration with your CRM and case management tools for unified workflows
RAG knowledge base ensures accurate, context-aware responses on Chapter 7 vs. Chapter 13, eligibility, and debt types
Sub-500ms response latency for instant, fluid conversation without delays
Enterprise security with AES-256-GCM encryption and GDPR compliance—no data leaks

Everything You Need to Never Miss a Call

24/7 AI-powered call answering with natural Rime Arcana voices that sound human and trustworthy
Automatic appointment booking via real-time sync with Cal.com, Calendly, and GoHighLevel
AI-powered setup in under 10 minutes—no coding or prompts required
Call recording and detailed post-call summaries with transcriptions for case tracking
Smart call transfers with full context preservation to live staff when needed
RAG-powered knowledge base that understands bankruptcy terminology like liquidation, reorganization, and wage earner’s plans

Frequently Asked Questions

Yes. Answrr’s AI is trained on legal terminology and can explain the <a href="https://www.uscourts.gov/court-programs/bankruptcy/bankruptcy-basics/chapter-7-bankruptcy-basics" target="_blank" rel="noopener">means test</a>, eligibility for Chapter 7 vs. Chapter 13, and the impact of <a href="https://www.uscourts.gov/court-programs/bankruptcy/bankruptcy-basics/chapter-13-bankruptcy-basics" target="_blank" rel="noopener">wage earner’s plans</a> in plain language.

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