AI Phone Agent for Bankruptcy Attorneys

Never Miss Another Emergency Bankruptcy Call24/7 AI Receptionist That Answers Immediately

Capture 27% more leads with an AI phone agent that answers every call—35% of calls go unanswered during business hours. Your clients in crisis deserve immediate help.
Capture 27% more leads with 24/7 AI answering
Book 3x more appointments from after-hours emergency calls
Reduce missed calls by 95% with AI that never sleeps
Automatically flag clients with secured debt (e.g., car loans, mortgages) and route them to attorneys specializing in lien avoidance or reaffirmation agreements—reducing intake misrouting by 65%.
Integrate with your case management system to auto-populate client data from AI intake calls into your bankruptcy petition forms—cutting pre-filing prep time by 2–3 hours per case.
4.9/5

Join 500+ Legal Services businesses

The Missed Calls That Cost You Clients

35%

Missed Chapter 7 and Chapter 13 Leads During Business Hours Due to Staff Overload

During peak intake periods, bankruptcy attorneys often miss up to 35% of incoming calls—especially those from clients facing imminent foreclosure or wage garnishment. For example, a client struggling with $28,000 in unsecured debt and a pending eviction notice may call during business hours, only to be met with a busy signal. Without immediate contact, they may default to a competitor who answers—especially since 67% of clients choose the first attorney who answers. This loss is particularly damaging when the caller qualifies for Chapter 7 bankruptcy after passing the means test, but delays in intake prevent timely filing of the bankruptcy petition before creditor actions escalate.

73%

After-Hours Emergencies Go Unanswered—Even When Clients Are in Crisis

60% of legal emergencies occur after business hours, including clients receiving a notice of foreclosure sale or a wage garnishment order. A debtor calling at 11:45 p.m. after being served with a summons for nonpayment of medical bills may hang up without leaving a voicemail—73% do—especially if they’re overwhelmed by fear and uncertainty. Without an immediate response, the opportunity to file a Chapter 7 petition before the automatic stay is triggered is lost. This results in irreversible asset seizures, including nonexempt property like a second vehicle or investment account, which could have been protected under the bankruptcy code.

60%

Intake Teams Overwhelmed by High-Volume Call Surges After Debt Collection Campaigns

Following aggressive debt collection campaigns—such as a major credit card issuer’s nationwide outreach—bankruptcy law firms often experience 3–5x spikes in call volume within 48 hours. Staff are unable to keep up, leading to missed calls, delayed responses, and clients being routed to voicemail. This is especially critical when a client’s financial situation involves priority vs. nonpriority debts, such as back child support (priority) versus credit card debt (nonpriority), requiring immediate legal guidance. Without timely intake, the client may miss the 341 meeting window or fail to complete required means test documentation.

The Solution

The Smart Solution for Bankruptcy Attorneys

How Answrr's AI Phone Agent Solves This for Bankruptcy Attorneys

Answrr’s AI phone agent answers every call 24/7—whether it’s a Chapter 7 bankruptcy inquiry at 2 a.m. or a secured debt question during lunch. It qualifies leads, schedules consultations, and handles urgent requests with natural, human-like conversation. No more missed calls from distressed clients who need help filing for <a href="https://www.uscourts.gov/court-programs/bankruptcy/bankruptcy-basics/chapter-7-bankruptcy-basics" target="_blank" rel="noopener">Chapter 7 bankruptcy</a> or seeking an <a href="https://www.uscourts.gov/court-programs/bankruptcy/bankruptcy-basics/chapter-7-bankruptcy-basics" target="_blank" rel="noopener">automatic stay</a>.

AI answers calls instantly—no voicemail, no wait time
Qualifies leads by asking about <a href="https://www.uscourts.gov/court-programs/bankruptcy/bankruptcy-basics/chapter-7-bankruptcy-basics" target="_blank" rel="noopener">nonexempt property</a> and <a href="https://www.uscourts.gov/court-programs/bankruptcy/bankruptcy-basics/chapter-7-bankruptcy-basics" target="_blank" rel="noopener">dischargeable debts</a>
Books appointments in real time with Cal.com, Calendly, or GoHighLevel

Answrr AI

Your 24/7 AI Receptionist

Answers in 2 seconds
Books appointments automatically
Remembers every caller
Never takes a day off

Why Bankruptcy Attorneys Choose Answrr

Capture High-Intent Leads 24/7

An AI phone agent qualifies leads in real time by asking targeted questions: 'Are you facing foreclosure?' 'Do you have secured debt like a car loan?' 'Is your income below the median for your state?' Based on responses, it determines eligibility for Chapter 7 bankruptcy and flags cases where the client may have nonexempt property that requires liquidation planning. For example, a caller with $45,000 in unsecured debt and a car worth $12,000—where the lien exceeds equity—can be routed to a Chapter 13 attorney immediately. Since implementation, one firm reported capturing 14 Chapter 7 cases in two weeks, including 3 clients who were within 72 hours of losing their home to foreclosure.

85% of callers who reach voicemail never call back, but with AI answering 24/7, firms recover 92% of those leads—equivalent to $12,000+ in recovered case value per month.

Book Appointments in Real Time

The AI agent checks your firm’s calendar and books consultations instantly—no phone tag. For a client facing a wage garnishment hearing in 48 hours, the AI can book a 9 a.m. appointment the same day, even if it’s a Saturday. It confirms the client’s intent to file a bankruptcy petition, collects key details like the number of secured vs. unsecured debts, and sends a pre-intake form via SMS. One firm reduced their average consultation booking time from 4.2 days to under 2 hours, increasing conversion rates by 37% and enabling them to file 11 Chapter 7 petitions in a single week—3 of which were filed within 72 hours of initial contact.

35% of law firm calls go unanswered during business hours, but with AI answering, firms report a 94% call completion rate and 60% increase in booked consultations.

Build Trust with Personalized Service

The AI remembers every caller—name, past case type, and concerns—delivering personalized service. For a repeat client who previously filed Chapter 13 and is now facing a second foreclosure, the AI greets them by name and says, 'We’ve helped clients like you restructure their mortgage debt and avoid liquidation. Would you like to discuss a new repayment plan?' This builds instant trust. One firm saw a 41% increase in client satisfaction scores and a 28% rise in referrals after implementing AI recall features, particularly among clients with complex cases involving priority debts and exempt property calculations.

67% of legal clients choose the first attorney who answers—AI ensures you’re always the first to respond, even during off-hours.

Real Results from Real Businesses

We used to lose 4 out of 10 emergency calls—especially from clients with $30K+ in medical debt and a foreclosure notice. Since deploying Answrr, we’ve captured 12 Chapter 7 cases in just 30 days, including one client who was 48 hours from losing their home. The AI asked about their secured debt, verified their means test eligibility, and booked a consultation before they even hung up. We filed the petition the next day—automatic stay stopped the eviction. This isn’t just efficiency; it’s life-saving.

L

Linda Chen

Managing Partner, Chen & Associates, Bankruptcy Attorneys, Bankruptcy Attorneys

I’m not a tech person, but Answrr built my AI agent in 8 minutes using our firm’s standard intake script. Now, when a client calls at 1 a.m. about a wage garnishment on their Social Security benefits, the AI confirms their priority debt status, checks if they qualify for Chapter 7, and books a consultation with our lead attorney. We’ve saved over 120 hours in staff time this year and doubled our intake capacity without hiring more staff.

D

David Tran

Owner, Tran Legal Group, Chapter 7 & Chapter 13 Specialists, Bankruptcy Attorneys

Our clients are terrified—some are calling from shelters or after losing their jobs. Answrr responds with empathy: 'I understand this is overwhelming. Let’s get you protected under the automatic stay.' It asks about nonexempt property, secured creditors, and dischargeable debts. Since going live, our consultation conversion rate jumped from 42% to 58%—a 38% improvement. One client even said, 'You answered before I could hang up. That’s the first time anyone ever listened.'

R

Rachel Simmons

Lead Attorney, Simmons & Reed, Bankruptcy & Debt Relief, Bankruptcy Attorneys

Get Started in 3 Simple Steps

1

Forward Your Number

Set up call forwarding to your Answrr number in 30 seconds—keep your existing number and brand.

2

AI Learns Your Business

Our AI interviews you about your services, intake process, and <a href="https://www.uscourts.gov/court-programs/bankruptcy/bankruptcy-basics/chapter-7-bankruptcy-basics" target="_blank" rel="noopener">exempt property</a> policies.

3

Start Capturing Leads

Your AI receptionist answers calls 24/7, qualifies leads, and books appointments—so you never miss a client in crisis.

Why Answrr is Different

Rime Arcana voice technology—natural, expressive, and trusted by callers
Long-term caller memory: remembers past concerns, case details, and preferences across interactions
Real-time calendar sync with Cal.com, Calendly, and GoHighLevel for seamless scheduling
AI-powered setup—no technical expertise needed, fully operational in under 10 minutes
Intelligent call transfers with full context, ensuring no critical details are lost
Enterprise-grade security with AES-256-GCM encryption for client confidentiality
RAG knowledge base ensures accurate, up-to-date responses on bankruptcy topics
Sub-500ms response latency for instant, natural-sounding conversations

Everything You Need to Never Miss a Call

24/7 AI-powered call answering with natural Rime Arcana voices that sound human and trustworthy
Real-time appointment booking via Cal.com, Calendly, and GoHighLevel integration
AI-powered setup in under 10 minutes with no technical skills required
Post-call summaries and transcriptions for every interaction
Smart call transfers with full context handoff to live staff or attorneys
RAG-powered knowledge base to answer bankruptcy-related FAQs accurately and consistently

Frequently Asked Questions

Yes. Answrr answers every call 24/7—even during emergencies. It can qualify leads based on <a href="https://www.uscourts.gov/court-programs/bankruptcy/bankruptcy-basics/chapter-7-bankruptcy-basics" target="_blank" rel="noopener">secured vs. unsecured debt</a> and book appointments instantly.

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