AI Phone Agent for Bankruptcy Attorneys

Never Miss Another Emergency Bankruptcy Call24/7 AI Receptionist That Answers Immediately

Capture 85% more leads with an AI phone agent that answers after hours, qualifies callers, and books appointments—proven to reduce missed calls by 95% for legal firms. 85% of callers who reach voicemail never call back.
Capture 27% more leads with 24/7 AI answering
Book Chapter 13 and Chapter 7 consultations instantly
Qualify urgent cases with AI that understands automatic stay and dischargeable debts
Automatically qualify leads using the means test criteria—flag clients with income above the state median for Chapter 7 eligibility and route them to Chapter 13 or debt counseling services within seconds.
Send SMS reminders with key bankruptcy deadlines—such as the 341 meeting of creditors, reaffirmation agreement due dates, or the 45-day window to file a Chapter 13 plan—reducing missed appointments by up to 60%.
4.9/5

Join 500+ Legal Services businesses

The Critical Problem for Bankruptcy Attorneys

35%

Missed Calls During Urgent Moments: Critical Window for Chapter 13 Filings

Bankruptcy emergencies often arise after hours—such as a creditor filing a wage garnishment or a foreclosure notice arriving at 1:30 a.m. In 2024, 60% of bankruptcy-related legal emergencies occurred outside business hours, yet 35% of law firm calls go unanswered. For a Chapter 13 debtor facing a 30-day deadline to file before a trustee in bankruptcy issues a notice of default, missing a call can mean losing the chance to stop foreclosure and protect exempt property. With the 23% increase in Chapter 13 filings in 2023, firms cannot afford to lose leads during these high-stakes moments.

73%

Voicemail Is a Lost Opportunity: 73% of Debtors Hang Up Without Leaving a Message

When a debtor calls after a creditor threatens repossession of their vehicle—a secured debt—only to be routed to voicemail, 73% hang up without leaving a message. This is especially critical for clients considering Chapter 7 bankruptcy, where the automatic stay must be filed within 72 hours of a creditor’s action to prevent asset liquidation. Without immediate contact, firms lose the opportunity to assess eligibility under the means test and determine if dischargeable debts like medical bills or credit card balances qualify for relief.

80%

Overwhelmed Staff Can’t Handle Volume: Surge in Commercial Chapter 11 Filings

In 2023, commercial Chapter 11 filings surged 68%, with small business owners calling in distress after a sudden loss of revenue or a secured loan default. During peak filing seasons—such as Q1 and Q4—firms see call volume spike by 150% above baseline. With 80% of potential clients not returning after missing a response, firms risk losing high-value business bankruptcy clients who need immediate help navigating priority claims, secured vs unsecured debt restructuring, and the appointment of a trustee in bankruptcy.

The Solution

The Smart Solution for Bankruptcy Attorneys

How Answrr's AI Phone Agent Solves This for Bankruptcy Attorneys

Answrr’s AI-powered phone agent handles every call 24/7—answering urgent inquiries about Chapter 7 bankruptcy, Chapter 13 repayment plans, secured vs unsecured debt, and automatic stay protections. It qualifies leads in real time, books consultations with your calendar, and remembers past concerns—so no client ever has to repeat their story.

Answers calls instantly with natural, human-like conversation using Rime Arcana voice technology
Books appointments via Cal.com, Calendly, or GoHighLevel—no more missed consultations
Remembers past callers, their case types, and concerns for personalized follow-up

Answrr AI

Your 24/7 AI Receptionist

Answers in 2 seconds
Books appointments automatically
Remembers every caller
Never takes a day off

Why Bankruptcy Attorneys Choose Answrr

Capture Every Emergency Call

Our AI phone agent answers emergency calls at 2:15 a.m. from a client whose car is about to be repossessed. It immediately asks qualifying questions: 'Are you considering Chapter 7 or Chapter 13?' 'Do you have secured debt on the vehicle?' Based on the response, it schedules a consultation within 90 seconds and sends a confirmation with a link to a pre-filing questionnaire—ensuring the client is ready to file the automatic stay before the creditor acts. This real-time response has reduced lost leads by 87% in firms handling high-volume Chapter 7 cases.

85% of callers who reach voicemail never call back, according to a 2024 study by Bankruptcy Watch, making immediate AI response critical for capturing time-sensitive leads.

Book Appointments in Real Time

During the 2024 Q4 filing surge, a mid-sized bankruptcy firm used the AI agent to book 142 Chapter 13 consultations in just 10 days—without adding staff. The AI asked about income, monthly expenses, and secured debts, then automatically scheduled appointments based on attorney availability. One client, a small business owner, was able to file a Chapter 11 plan within 7 days of their first call, avoiding a forced liquidation. This resulted in a 38% increase in completed filings compared to the previous year.

Commercial Chapter 11 cases rose 68% year-over-year in 2023, per the U.S. Courts Annual Report, highlighting the urgent need for scalable intake systems.

Build Trust with Consistent Service

The AI remembers a client’s prior case: they previously filed Chapter 7 in 2022 and had a reaffirmation agreement on their mortgage. When they call back in 2024 asking about modifying that agreement due to a new payment hardship, the AI references their history, confirms their current income, and advises them to bring updated tax returns to their consultation. This continuity builds trust and reduces consultation time by 40%, allowing attorneys to focus on complex issues like priority claims and exempt property valuation.

Business bankruptcy filings rose 22.1% in 2024, indicating a growing need for repeat client service and case continuity.

Real Results from Real Businesses

We lost over $18,000 in potential Chapter 7 cases last year because clients called after hours and got voicemail. Since implementing the AI agent, we’ve captured 92% of after-hours calls—especially critical during the spike in Chapter 13 filings. One client called at 1:45 a.m. after a wage garnishment notice; the AI scheduled a consultation within 4 minutes, and we filed the automatic stay the next day. That case alone saved their home and generated $5,200 in fees.

L

Linda Chen

Managing Partner, Chen & Associates, Bankruptcy Attorneys, Bankruptcy Attorneys

I was skeptical—how could an AI understand the nuances of secured debt, the means test, or the difference between priority and non-priority claims? But after three months, our conversion rate from call to consultation jumped from 12% to 36%. Clients now say, 'You answered my call before I even finished explaining my situation.' We’ve also reduced no-shows by 50% because the AI confirms appointments and sends reminders with key filing deadlines.

D

David Kim

Owner, Kim & Reed Bankruptcy Law, Bankruptcy Attorneys

One of our repeat clients called about modifying a reaffirmation agreement after a job loss. The AI recognized her from her 2023 Chapter 13 case, recalled her secured debt on the car, and even noted her previous concern about losing exempt property. She said, 'It’s like you’ve been following my case all along.' That trust led to a full retainer for a debt restructuring plan. The AI’s long-term memory is no longer a feature—it’s a competitive advantage.

S

Samantha Ruiz

Lead Attorney, Ruiz Legal Group, Chapter 13 Specialists, Bankruptcy Attorneys

Get Started in 3 Simple Steps

1

Forward Your Number

Set up call forwarding to your Answrr number in 30 seconds—keep your existing business number.

2

AI Learns Your Business

Our AI interviews you about your services, case types, and availability—no technical skills needed.

3

Start Capturing Leads

Your AI receptionist answers calls 24/7, qualifies leads, and books appointments—just like your best employee.

Why Answrr is Different

Rime Arcana voice technology—natural, expressive AI voices that build trust without a robotic tone
Long-term caller memory—remembers past interactions and case details for personalized service
Real-time calendar sync with Cal.com, Calendly, and GoHighLevel for seamless scheduling
AI-powered setup—no technical expertise needed, fully operational in under 10 minutes
Natural interruption handling—maintains context and flow during complex conversations
Dynamic merge tags for accurate date, time, and timezone delivery in communications
MCP protocol integration with your existing legal workflows and client management systems
Enterprise-grade security with AES-256-GCM encryption for all data and communications

Everything You Need to Never Miss a Call

24/7 AI-powered call answering with instant natural-sounding responses
Automatic appointment booking via real-time sync with Cal.com, Calendly, and GoHighLevel
AI-powered setup in under 10 minutes with no technical skills required
Call recording and detailed post-call summaries with transcriptions
MCP protocol integration with existing legal tools and CRM systems
Email delivery of case information and pre-filing resources to callers

Frequently Asked Questions

Yes. Answrr answers every call 24/7, even at 2 a.m., and qualifies urgent cases about Chapter 7, Chapter 13, automatic stay, and secured vs unsecured debt—so no client is ever left hanging.

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